Let’s find your dream home together!
Buying in Hawaii
Knowledgeable Power
Hawaii is a special multicultural place. Hatsumi knows Hawaii. Native to Japan she has lived and worked here for 30 years, married into a kamaaina family, and raised her two daughters. She knows the neighborhoods, the market values, the sales trends that inform her sales strategy.
Marketing Magic
To get your best price and find you right buyer requires an integrated marketing plan starting with great photos and video and utilizing all the digital, print and networking channels she has cultivated over the past 15 years.
International Scope
Asian advantage: with a personal network of buyers from Japan and the international network of List Sotheby’s the pool of potential buyers spans the Pacific from Asia to North America and beyond…
I will find your best property within your budget.
That is why I have many repeat clients and have been top producer at the prestigious List Sotheby International Realty in year 2018 and 2021.
My Personality is cheerful, positive and easy going so we will a have a good time while achieving your goals. However don’t let my easy going nature mislead you about ….I am a highly skilled and passionate competitor who loves to win for your benefit.
Let’s get started! Hatsumi is here to help.
Hatsumi Campbell’s guide to finding your dream home:
Step 1: Credit Care – Check Your Credit!
Consider checking your credit report as the first step towards going down the path and opening the door to your dream home. These credit reports play an important role in the mortgage approval process and in determining the interest rate and other loan terms that a lender offers you. Again, this is your first step in lounging on the beach in paradise.
Step 2: Magnificent Mortgages – What are they?
In simple terms: A mortgage is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you’ve borrowed plus interest. Finding the right loan and lender is crucial to your home buying success. It’s up to you to determine which lender is best for your needs, and it’s always a good idea to have at least a bit of background about the loan process before you talk to a lender.
Step 3: Get Pre-Approved for a Mortgage
Do you know how much house you can afford? Probably not, unless you’ve talked with a lender. Pre-approval helps you in other ways. Consider this scenario. A home seller gets two similar offers. One is accompanied by a letter from the buyer’s bank that states she is pre-approved for a mortgage in the amount of the offer. The other has no supporting documents. Which offer do you think the seller will consider first?
Step 4: Determine Your Wants and Needs
Buying a home isn’t as difficult as you might think, even if you’re short on funds, but the process will go a lot smoother if you get familiar with your real estate market and narrow down your wants and needs before you start looking at houses.
Step 5: Learn to Work with Real Estate Agents
Real estate agents represent buyers, sellers, or both–and in some states they can work as neutral facilitators for either party. It’s essential to understand agent duties and loyalties before you make that first phone call.
Step 6: Start Searching for a Home
Your agent will give you multiple listing sheets to study. I’m sure you’ll also pick up House For Sale magazines and read classified ads in your local newspapers. You’ll probably spend time surfing the Internet for homes. You might even plan afternoon drives to preview neighborhoods. Those are all excellent ways to see what’s available. Here are some tools to help you narrow your home buying search.
Step 7: Handle Pre-Offer Tasks
Deciding whether or not you want to buy a house involves a look at its structure and its features, but there are many other topics that are every bit as important to your purchase. Here are a few topics you should explore before you make an offer.
Step 8: Make an Offer
There’s no one set of instructions that can cover all the differences in real estate laws and customs that exist throughout the United States, so the mechanics of making an offer and its specific contingencies depend greatly on your location. However, there are some home buying tips that can help you fine-tune your offer, no matter where you live.
Step 9: Home Inspections and Other Tests
In some states, home inspections are accomplished before the final purchase contract is signed. In other states, inspections take place after an offer is finalized. No matter when you do them, it’s critical to decide which inspections and tests you want to perform. Talk with your real estate agent or other advisor to find out when inspections should be handled and if additional types of testing are important for your specific area.
Step 10: Avoiding and Correcting Last Minute Problems
As your closing date nears, everyone involved in your real estate transaction should check its progress on a daily basis, because staying on top of things means you’ll know immediately if there’s a problem that must be dealt with. Here’s a bit of information that focuses on a few common problems that home buyers must deal with before they close on a house.
Step 11: You’re on the Way to Closing – Your dream home is so close!
Most of your home buying problems are behind you now and you’re on your way to closing, also called settlement, the event that transfers ownership of the property to you. Just a few more things to learn, a few more things to do, and you’re there!
Contact
We will do our best to assist you wholeheartedly in making your dreams come true, with the goal of making you happy with a good purchase or transaction. Please feel free to contact us for any questions about buying, selling, investing, or financing Oahu real estate.
